Terms & Conditions

Kraiya's Terms & Conditions — fully in Bengali

Please read these Terms & Conditions carefully before using Kraiya. They clearly outline your rights, responsibilities, and the scope of our services.

Last Updated: January 2026
Key Highlights of the Terms

These are the six things Kraiya users need to know most

Must be 18 or older

Kraiya is for users aged 18 and above only. Age is verified at registration, and withdrawals will not be permitted until KYC is completed.

Eligibility
One Account Policy

Each person may only open one Kraiya account. If multiple accounts are detected, all of them will be closed and any balances may be forfeited.

Account
Payment Transparency

All deposits and withdrawals must be made through your registered mobile number. Transactions from third-party numbers are not accepted and may be rejected.

Payment
Bonus Wagering Requirements

Each bonus has specific wagering requirements. Please read the terms carefully before claiming — withdrawing without meeting the requirements will result in the bonus being forfeited.

Bonus
Fair Gaming is Mandatory

The use of bots, automation tools, or any fraudulent methods is strictly prohibited. If such activity is detected, the account will be closed immediately.

Gaming
Responsible Gaming

Kraiya supports responsible gaming. Self-exclusion, deposit limits, and cooling-off periods are always available. Gaming should stay fun.

Liability

1. Introduction

Kraiya (referred to herein as "we", "the platform", or "the site") is an online gaming and betting platform serving users in Bangladesh. These Terms and Conditions ("Terms") apply to the use of any and all services offered by Kraiya.

By using the kraiya.biz website or the Kraiya app, you are deemed to have fully read, understood, and agreed to these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using Kraiya.

Important: These Terms and Conditions may be updated at any time. Continued use of the site following any changes will be considered acceptance of the revised terms.

2. Eligibility & Registration

The following eligibility requirements must be met to register and use Kraiya's services:

  • You must be 18 years of age or older
  • You must be a legal citizen or resident of Bangladesh
  • You must have an active mobile number and email address
  • Your mobile banking account (Mobile Pay/Nagad/Rocket) must be registered in your name
  • Each person may only create one Kraiya account

Registration Process

You are required to provide accurate and complete information at the time of registration. Registering with false information will result in account termination and any balance may be forfeited. If you wish to update the information provided during registration, please contact our support team and submit the required documents for verification.

Opening an account under someone else's name or a false identity is strictly prohibited. Any such account will be closed immediately upon detection.

3. Account Security

Keeping your Kraiya account secure is your responsibility. Never share your login credentials — username, password, or OTP — with anyone.

  • Use a strong password (combining uppercase letters, lowercase letters, numbers, and special characters)
  • Keep Two-Factor Authentication (2FA) enabled
  • If you log in from a public or shared device, make sure to log out when you are done
  • Report any suspicious login or account activity to support immediately
  • Kraiya will never ask for your PIN or password

Kraiya will not be liable for any loss resulting from unauthorized access to an account, unless it can be proven that the loss was caused by a security fault on Kraiya's own end.

If your account is hacked or an unauthorized transaction occurs, contact support immediately. Delays make it significantly harder to investigate.

4. KYC & Verification

Kraiya operates under an international gaming license and adheres to Know Your Customer (KYC) policies. All users must complete KYC before making a withdrawal.

Documents Required for KYC

  • National ID Card (NID) — scanned copy or clear photo of both sides
  • Or a valid passport or driving licence
  • Selfie — a clear photo of you holding your ID
  • Mobile banking account registration number verification

KYC verification typically takes 24–48 hours. Once approved, you will receive a confirmation via email or SMS. If your documents are incorrect or unclear, you will be given the opportunity to resubmit them.

5. Payments & Withdrawals

Deposit

Deposits on Kraiya can be made via Mobile Pay, Nagad, or Rocket. You must use the designated reference number when making a deposit. Funds sent without a reference may not be credited and could take time to be returned.

  • Minimum deposit via Mobile Pay & Nagad: ৳50
  • Minimum deposit via Rocket: ৳100
  • All deposits must be made from your registered number
  • Funds sent from third-party numbers will not be accepted

Withdrawal

KYC must be completed before withdrawing any winnings. Withdrawals will always be sent to your registered mobile banking number — transfers to any other number are not possible.

  • Minimum withdrawal: ৳200
  • Mobile Pay processing time: 3–15 minutes
  • Nagad processing time: 3–15 minutes
  • Rocket processing time: 5–30 minutes
  • Daily maximum withdrawal limit is determined by your account tier

Kraiya does not charge any payment fees of its own. However, your mobile banking operator's standard service charges may apply.

6. Bonuses & Promotions

Kraiya offers a range of bonuses and promotional offers. Each bonus comes with its own specific terms, which are detailed on the respective bonus page.

General Bonus Terms & Conditions

  • The wagering requirement for each bonus must be met before making a withdrawal.
  • Claiming multiple bonuses at the same time may not always be possible
  • Bonuses may only be valid for use on specific games or events
  • Bonus balance and real balance are tracked separately
  • Fraudulent bonus claims will result in account closure
  • Kraiya reserves the right to modify or cancel any bonus offer at any time

Referral Bonus

Refer a friend or acquaintance to Kraiya through our referral program and both of you earn rewards. To receive the referral bonus, the referred person must complete registration and make their first deposit. If fraudulent referrals are detected, all associated accounts will be closed.

7. Gaming Rules

All games on Kraiya are conducted fairly and transparently. Each game has its own detailed rules available on the game page. The following general gaming policies apply to all games:

  • Once a bet is placed, it cannot be withdrawn (except where a specific cash-out option is available).
  • If your internet connection drops during a game, the outcome of your bet will be determined based on server records
  • If a technical error affects a game outcome, Kraiya reserves the right to review and reverse the result
  • In live betting, odds change in real time and the odds at the time of placing your bet will apply
  • If a match is cancelled or postponed, bets will be settled in accordance with Kraiya's established policy.

Lottery Section

Lottery tickets cannot be returned once purchased. Draws take place at scheduled times and results are published on the platform. Any winnings are credited directly to your account balance.

8. Prohibited Activities

The following activities are strictly prohibited on Kraiya. Any such activity, once detected, will result in immediate account closure:

  • Use of bots, macros, or any automation software
  • Exploiting vulnerabilities in games or betting systems (including arbitrage betting)
  • Creating multiple accounts to claim bonus benefits
  • Money laundering or illegal financial transactions
  • Attempting unauthorized access to another user's account
  • Attempting to introduce malware or viruses into Kraiya's systems
  • Filing false complaints or claims against the platform

If an account is closed due to prohibited activities, the balance may be forfeited. In serious cases, legal action may be taken.

9. Privacy

Kraiya takes your personal data seriously. To learn more about what information we collect, how we store it, and how it is used, please visit our Privacy Policy Read.

In short, we never sell your data to third parties. Information is used solely for service delivery, fraud prevention, and compliance with legal obligations.

10. Limitation of Liability

Kraiya will not be held liable for the following:

  • Gaming experience interrupted due to internet connectivity issues
  • Issues related to third-party services (mobile banking, internet service providers)
  • Account information leaked due to user negligence
  • Temporary service disruption due to unexpected technical issues
  • General losses from game outcomes (winning and losing are a normal part of gaming)

Kraiya always strives to deliver the highest level of service, but technical issues may not always be entirely avoidable. When they do occur, we work to resolve them as quickly as possible.

11. Account Closure

At the user's request

You can close your Kraiya account at any time. Please make sure to withdraw all remaining balance before doing so. Contact our support team to proceed with the account closure.

Brought to you by Kraiya

Kraiya may close or suspend any account for the following reasons:

  • Violation of these Terms
  • Participation in prohibited activities
  • Registering with false information
  • Extended inactivity (more than 12 months)
  • If KYC verification is incomplete

Self-Exclusion

If you feel that gaming is getting out of your control, you can use the self-exclusion feature to restrict access to your account for a set period or permanently. To learn more, Responsible Gaming View page.

12. Changes to Terms Policy

Kraiya reserves the right to amend these Terms and Conditions at any time. Users will be notified in advance of any significant changes via email or SMS.

  • The effective date of any changes will be noted at the top of the page
  • Continued use of the site after any changes will be considered acceptance of the updated terms
  • If you object to the updated terms, you will have the option to close your account

The date of the latest update is always displayed at the top of this page. Make sure to check back regularly.

13. Contact

If you have any questions or complaints about these Terms & Conditions, please get in touch with us. Our support team is available 24/7 to assist you in Bengali.

Email
support@kraiya.biz
Live Chat
24/7 Support Available

Now that you know the terms, Start Playing

Registering on Kraiya is completely free. Open an account in just 2 minutes and enjoy the best gaming experience in Bangladesh.

No hidden charges
Deposit via Mobile Pay
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